Answering: How do I scale from one co-living property to a portfolio of three for retirement income? Estimated reading time: 10 min read Yes, you can scale from one co-living property to a portfolio of three within seven years, potentially generating around $234,000 in gross annual income, income that arrives while you are still working,…
Answering: Is my development structure safe from the ATO Taxpayer Alert TA 2026/1? Estimated reading time: 10 min read Your development structure is safe from ATO Taxpayer Alert TA 2026/1 only if it demonstrates genuine commercial purpose, arm’s-length pricing, and documented economic substance. Melbourne property developers face heightened scrutiny on related party arrangements, with penalties…
Rental income is often the primary yardstick to measure the success of a property investment. On paper, it looks like a constant, but the reality is usually more fluid. Returns can shift more than expected. Vacancy periods stretch out. Maintenance costs come in earlier or higher than planned. What felt consistent at the start can…
Triple-net-lease assets—often shortened to NNN—tend to fly under the radar in Australian property conversations. They’re discussed more often in commercial circles, where they have long been a staple for institutional investors. In fact, NNN leases underpin a significant portion of the commercial real estate market, which saw over $80 billion in transaction volume across Australia…
Answering: Is rentvesting into co-living a smarter strategy than buying where I want to live in 2026? Estimated reading time: 11 min read Harmony builds nine-bed co-living properties in Melbourne, across the middle ring, Frankston and a smaller area around Geelong, where a nine-bed property needs no special planning approval. Our investors come from every…
Answering: Who actually lives in co-living properties and why are 90% of tenants working professionals? Estimated reading time: 10 min read Working professionals make up 90% of co-living tenants in Melbourne, with healthcare workers, tech professionals, and essential service staff choosing this housing option for financial and lifestyle reasons rather than necessity. These residents typically…
Answering: Why is $1 trillion in SMSF assets shifting toward physical property investments in 2026? Estimated reading time: 10 min read Yes, SMSF assets are shifting toward physical property investments in 2026 because younger trustees increasingly want tangible assets they can see, control, and monitor for predictable cash flow they can see today rather than…
Answering: Why is Melbourne middle ring outperforming inner-city for co-living investment in 2026? Estimated reading time: 10 min read Melbourne’s middle ring is outperforming inner-city for co-living investment in 2026 because western growth corridors deliver 8 to 11 percent gross yields compared to the CBD’s 4 to 5 percent, driven by vacancy rates of 1.2…
Answering: Will interest rates staying higher for longer in 2026 kill property investment returns? Estimated reading time: 10 min read No, high interest rates staying elevated through 2026 will not kill property investment returns in Melbourne, but they will fundamentally reshape which property types remain viable. The traditional model of accepting 3-4% yields while hoping…
Answering: How do banks value co-living properties and why do standard valuations miss the income potential? Estimated reading time: 10 min read Banks value co-living properties using two distinct methods, and standard comparable sales valuations typically undervalue these assets by 15 to 20 percent across Melbourne because they ignore the income generated from multiple tenancies….