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Property Investment Insights

How do banks and valuers assess a nine-bed co-living loan under APRA's 2026 rules?
Blog

How do banks and valuers assess a nine-bed co-living loan under APRA’s 2026 rules?

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Melbourne values are down and rents are up. Is this the window for a knock-down-rebuild co-living project?
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Melbourne values are down and rents are up. Is this the window for a knock-down-rebuild co-living project?

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If the RBA Lifts Rates Again in September, What Happens to a Nine-Bed Co-Living Property's Cash Position Compared With a Standard Rental?
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If the RBA Lifts Rates Again in September, What Happens to a Nine-Bed Co-Living Property’s Cash Position Compared With a Standard Rental?

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How Do I Build Property Income That Arrives While I Am Still Working, Rather Than After I Stop?
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How Do I Build Property Income That Arrives While I Am Still Working, Rather Than After I Stop?

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My investment property costs me money every month. Should I hold it, sell it, or replace it before July 2027?
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My investment property costs me money every month. Should I hold it, sell it, or replace it before July 2027?

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Negative gearing ends for established property in July 2027 but new builds keep it. What does that mean for an investor deciding now?
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Negative gearing ends for established property in July 2027 but new builds keep it. What does that mean for an investor deciding now?

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Granny flat or nine-bed co-living: what does $600,000 of equity actually buy in Melbourne in 2026?
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Granny flat or nine-bed co-living: what does $600,000 of equity actually buy in Melbourne in 2026?

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How much usable equity do I have, and what could $600,000 of it earn in a high-yield property?
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How much usable equity do I have, and what could $600,000 of it earn in a high-yield property?

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Do I Pay Land Tax on a Co-Living Property in Victoria, and Does the Rooming House Exemption Apply to a Nine-Bed?
Blog

Do I Pay Land Tax on a Co-Living Property in Victoria, and Does the Rooming House Exemption Apply to a Nine-Bed?

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What is The Harmony Formula, and why does it produce nine-bed properties?
Blog

What is The Harmony Formula, and why does it produce nine-bed properties?

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The Harmony Group specializes in high-yield residential property investments, helping Australians boost cash flow, pay off their mortgage faster, and achieve financial freedom. With expert guidance and a proven strategy, we make property investing simple and stress-free.

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  • Home
  • Co-Living
    • THE 118-POINT METHOD: HOW DATA BEATS GUESSWORK
    • Investment
  • Investment
    • Paying Off Your Mortgage Faster
    • Building Passive Income
  • Strategy
    • Why Property Investment?
  • Calculators
    • Income Tax
    • Stamp Duty
    • Useable Equity
    • Budget Planner
  • About Us
    • FAQ
    • Team
    • Media & Insights
  • Insights
  • Contact Us