Answering: What’s the typical holding period people are doing with co-living investments? Estimated reading time: 9 min read The typical holding period for co-living investments in Melbourne is five to ten years minimum, though most investors end up holding much longer once they experience the income stream. This strategy works by capturing a full property…
Answering: What’s the real difference between 3% yields and 10% yields for my retirement timeline? Estimated reading time: 10 min read The real difference between 3% yields and 10% yields for your retirement timeline is stark: it can mean retiring at 52 instead of 70, a gap of nearly two decades. The mathematics work through…
Answering: What’s the real difference between 3% yields and 10% yields for my retirement timeline? Estimated reading time: 10 min read The difference between 3% and 10% rental yields can mean retiring 12-18 years earlier in Australia, potentially at 52 instead of 70. Higher yields generate more annual cash flow, which pays down mortgages faster…
Answering: How do banks and valuers look at co-living properties – will finance be harder? Estimated reading time: 10 min read No, co-living property finance is not harder when you present the right documentation to major banks in Melbourne. Lenders approve specialist accommodation loans when they see 1B certification confirmed before construction, written property management…
Answering: How do vacancy risk and tenant turnover compare with single-tenant rentals? Estimated reading time: 10 min read Co-living properties experience significantly lower vacancy risk than single-tenant rentals across Melbourne, Adelaide and Perth markets. The key difference comes down to multiple income streams and faster tenant placement through specialist management. Based on Harmony Group’s analysis…
Answering: What should I look for in the numbers to know if a co-living deal actually stacks up? Estimated reading time: 11 min read Yes, a co-living deal stacks up when eight specific numbers all pass scrutiny, with gross yields hitting 10-12% in Melbourne markets and verified occupancy rates exceeding 98%. The process involves calculating…
Answering: How do I know if co-living investment is actually right for my situation? Estimated reading time: 9 min read Co-living investment suits Melbourne investors who meet specific financial thresholds and timeline requirements, with typical gross yields of 10-12% compared to 2-3% for standard rentals in the same suburbs. The suitability framework works by matching…
The 1% rule, often presented as a simple real estate benchmark, is likely familiar to anyone who has researched investing in property. The rule is met when the monthly rent equals or exceeds 1% of the property’s purchase price. The concept sounds pleasing, quick to use, and easy to memorise. With this rule, investors have…
It’s usually the conversation at every weekend BBQ and in every group chat of your investment-savvy friends: “The market is moving fast.” “Prices are through the roof.” “If you don’t buy now, you’re priced out forever.” In the Australian property scene, we are constantly bombarded with headlines about “hot” suburbs. But as a serious investor…
Buying property interstate can feel like a big leap. Different rules. Different markets. Different risks. Yet for many Australian investors, looking beyond their home state opens doors that simply do not exist locally. Lower entry prices, stronger rental demand, or better long-term growth prospects can all sit hundreds or thousands of kilometres away. But while…