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Answering: How does the 118-point analysis framework identify co-living opportunities that deliver 10%+ yields? Estimated reading time: 10 min read Yes, the 118-point analysis framework identifies co-living opportunities delivering 10%+ yields by systematically filtering employment diversity, council receptiveness, infrastructure correlation, and demand sustainability across Melbourne’s western growth corridors including Wyndham, Melton, and Hume. The framework…

Answering: Why are 40% of new SMSF members now under age 45 and what does this mean for property investment? Estimated reading time: 10 min read The demographic shift toward younger SMSF members is real and accelerating across Australia, with 40% of new members now under 45 and 68% under 50, creating a fundamental change…

Answering: Is co-living lower risk than NDIS housing investment in 2026? Estimated reading time: 11 min read Yes, co-living presents lower risk than NDIS housing investment for most Melbourne investors in 2026, primarily due to occupancy stability and exit flexibility. Co-living properties maintain consistent demand from income-verified professional tenants under standard Victorian tenancy law, while…

Answering: How should I reposition my property portfolio before the Division 296 tax starts in July 2026? Estimated reading time: 10 min read Yes, Melbourne investors with SMSF balances approaching or exceeding $3 million should consider repositioning into higher-yielding assets before Division 296 takes effect in July 2026, with properties generating an 11.36% gross yield…

The Harmony Group builds nine-bed co-living properties in Melbourne, across the middle ring, Frankston and a smaller area around Geelong, where this configuration needs no special planning approval. Our investors come from every state in Australia, and the whole process can be run remotely. The market discussion below is for readers comparing Perth against other…

Answering: Can I use my SMSF to buy a co-living property in 2026 and what are the compliance rules? Estimated reading time: 10 min read Yes, you can use your SMSF to purchase a co-living property in 2026, provided your fund meets ATO compliance requirements including the sole purpose test, arms-length transaction rules, and proper…

Answering: Is co-living oversupplied in Australia or is there still opportunity in 2026? Estimated reading time: 10 min read Harmony builds nine-bed co-living properties in Melbourne, across the middle ring, Frankston and a smaller area around Geelong, where a nine-bed property needs no special planning approval. Our investors come from every state in Australia, and…

In the property world, we spend a lot of time talking about growth. It’s the exciting part of the journey, after all. But if you’ve been investing for a while, you know that markets don’t just move in one direction. There are seasons of rapid climbing, periods where things stay flat, and times when the…

There is a quiet, invisible ceiling that most property owners hit when they reach two or three houses. You know the feeling. It’s that Sunday afternoon when you should be relaxing, but instead, you’re chasing a plumber for a leaky tap at Property A while trying to reconcile a late rent payment from Property B….

Quick Answer: FIFO workers possess unique advantages for property investment including higher median incomes, strong borrowing capacity, and insider knowledge of resources sector accommodation demand. Purpose-built co-living has historically demonstrated 8-11% gross yields while providing diversification beyond resources sector exposure. Harmony builds this asset class in Melbourne, across the middle ring, Frankston and a smaller…