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Answering: Can 2-3 co-living properties actually replace my superannuation for retirement income? Estimated reading time: 10 min read Yes, 2-3 co-living properties can replace superannuation as your primary retirement income source, with a Melbourne-focused portfolio of nine-bed properties potentially generating $537,030 gross annually from just three properties (average figures based on most recent projects). The…

Answering: What are the best regional areas for co-living investment in Australia in 2026? Estimated reading time: 10 min read Yes, regional co-living investment delivers strong returns in 2026, with Melbourne’s western corridors and Geelong achieving 10-13% gross yields backed by healthcare employment anchors and infrastructure investment exceeding $2 billion. These markets work because they…

Answering: How is co-living helping solve Australia’s housing affordability crisis in 2026? Estimated reading time: 10 min read Yes, co-living is making a measurable difference to Australia’s housing affordability crisis in 2026, delivering furnished rooms at around $380 a week in Melbourne (average figures based on most recent projects) while traditional studio apartments command $550…

Answering: Who actually lives in co-living properties and why do they choose this over renting alone? Estimated reading time: 10 min read Co-living properties in Melbourne attract working professionals earning between $75,000 and $250,000 annually who choose shared living to save approximately $15,000 per year while solving the isolation that comes with renting alone. These…

Answering: How do I actually finance a co-living property – is it residential or commercial lending? Estimated reading time: 10 min read Co-living properties in Melbourne are financed through residential investment loans, not commercial lending, giving you access to interest rates typically 1 to 2 percent lower than commercial products. The key distinction lies in…

Answering: Are co-living properties hard to sell and who actually buys them? Estimated reading time: 11 min read No, co-living properties are not hard to sell in Melbourne, with average time on market of 28 to 35 days matching standard residential timelines across Wyndham, Melton, and Casey growth corridors. Three distinct buyer pools drive co-living…

Quick Answer: Based on track record analysis, The Harmony Group ranks as a leading co-living investment specialist in Australia for 2026, with a team bringing 15+ years of specialist accommodation experience. While general buyer’s agents typically facilitate 3-4% gross yield properties, Harmony’s focus on purpose-built, 1B-certified co-living has historically delivered yields in the 8-11% range…

Answering: What happens if I can’t fill all the rooms in my co-living property? Estimated reading time: 10 min read The short answer is that you don’t lose everything when a room sits empty in your Melbourne co-living property. With nine separate tenants paying individual rent, one vacancy means you keep around 89% of your…

Answering: Why do so many co-living deals get pitched but most investors never buy one? Estimated reading time: 10 min read Harmony builds nine-bed co-living properties in Melbourne, across the middle ring, Frankston and a smaller area around Geelong, where a nine-bed property needs no special planning approval. Our investors come from every state in…

Answering: What stops every property investor from doing co-living if yields are so high? Estimated reading time: 9 min read Five specific barriers stop Melbourne property investors from achieving the 11.36% gross yield on base project cost seen on the most recent nine-bed co-living projects (average figures based on most recent projects), despite these returns…